{"id":167,"date":"2024-04-03T11:29:28","date_gmt":"2024-04-03T11:29:28","guid":{"rendered":"https:\/\/idwebnews.com\/?p=167"},"modified":"2024-04-30T05:28:06","modified_gmt":"2024-04-30T05:28:06","slug":"introducing-ltfs-merc","status":"publish","type":"post","link":"https:\/\/idwebnews.com\/introducing-ltfs-merc\/","title":{"rendered":"Introducing LTFS MERC: Your Microfinance Collection Portal"},"content":{"rendered":"\n<p>Searching for a financial service providing platform, which provides loans in both short term bases. But if you&#8217;re worried about the security issues, then don\u2019t be anxious because I am going to introduce you to \u201c<strong>LTFS MERC<\/strong>\u201d which is an microfinance collection repulsory portal. In this article I am going to talk about the website, details, services, eligibility criteria, login procedure and many more.\u00a0<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_68_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Overview_of_LTFS_MERC\" title=\"Overview of LTFS MERC&nbsp;\">Overview of LTFS MERC&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Highlights\" title=\"Highlights&nbsp;\">Highlights&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Eligibility_Criteria\" title=\"Eligibility Criteria\">Eligibility Criteria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Services_Offered_by_MERC_LTFS\" title=\"Services Offered by MERC&nbsp;LTFS\">Services Offered by MERC&nbsp;LTFS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#LTFSMERC_Registration_Process\" title=\"LTFSMERC Registration Process\">LTFSMERC Registration Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#LTFSMERC_Login_Process\" title=\"LTFSMERC Login Process\">LTFSMERC Login Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Process_To_Apply_for_loan_using_LTFS_MERC\" title=\"Process To Apply for loan using LTFS MERC\">Process To Apply for loan using LTFS MERC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Guide_to_Disburse_Track_Loan\" title=\"Guide to Disburse &amp; Track Loan\">Guide to Disburse &amp; Track Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Positives_of_LTFS_MERC\" title=\"Positives of LTFS MERC\">Positives of LTFS MERC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Languages_Available_On_LTFS_MERC_Platform\" title=\"Languages Available On LTFS MERC Platform&nbsp;\">Languages Available On LTFS MERC Platform&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Overview_of_LTFS_MERC\"><\/span><strong>Overview of LTFS MERC&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/\"><strong>LTFS MERC<\/strong><\/a> is an online financial service providing portal also known as microfinance collection repulsory portal. L&amp;T finance is a well-known player in the financial market, as per my research they provide services for the short-term bases which are for only 3 months to 2 years. To handle all the financial related information L&amp;T finance launched this platform to maintain the details of the customers as well as the staff.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Highlights\"><\/span><strong>Highlights&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Website Name<\/td><td>MERC<\/td><\/tr><tr><td>Division&nbsp;<\/td><td>Micro Finance Collection Repository&nbsp;<\/td><\/tr><tr><td>Parent Company<\/td><td>L&amp;T Finance<\/td><\/tr><tr><td>Objective&nbsp;<\/td><td>To keep all the reports of the payments made against loans by L&amp;T<\/td><\/tr><tr><td>Official Website<\/td><td><strong><a href=\"https:\/\/miflow.ltferp.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/miflow.ltferp.com\/<\/a>&nbsp;<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Eligibility_Criteria\"><\/span><strong>Eligibility Criteria<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you are searching for details of MERC. Then read the following eligibility criteria that I have came through while applying for the services:-<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The applicant minimum age should be 20 year to get the loan<\/li>\n\n\n\n<li>The applicant should be less than 60 years&nbsp;<\/li>\n\n\n\n<li>This loans is only provided to the women<\/li>\n\n\n\n<li>The maximum amount of loan provided by the portal is Rs 45,000<\/li>\n\n\n\n<li>The maximum loan tenure is 2 years&nbsp;<\/li>\n\n\n\n<li>No collateral is required and the processing fee of 1% is applicable&nbsp;&nbsp;&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Services_Offered_by_MERC_LTFS\"><\/span><strong>Services Offered by MERC&nbsp;LTFS <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you are searching for the services of the portal. Then you are on the right corner of the article because I am going to talk about services offered them:-<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>MiFlow Ltferp login:<\/strong> Ltferp system of L&amp;T finance is linked to Miflow. It allows microfinance institutions to get the access to their accounts.<\/li>\n\n\n\n<li><strong>SSC login L&amp;T:<\/strong> Microfinance institutions are allowed to get the access of the services, resources and support, which is provided by L&amp;T finance.<\/li>\n\n\n\n<li><strong>L&amp;T collection app:<\/strong> They provide you with a mobile application, which provides you an easy way to collect the details of loan collection.<\/li>\n\n\n\n<li><strong>MiFlow access management:<\/strong> The platform provides a safe and secure interface to get access to the portal.<\/li>\n\n\n\n<li><strong>LTFS access management system:<\/strong> Finance intitutions takes all the benefits from Miflow SSC login Ltferp access management system functionality.&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTFSMERC_Registration_Process\"><\/span><strong>LTFSMERC Registration Process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As per my research, the registration portal is not active right now on the platform. So, you have to wait for the latest changes or update made by the website (<strong><a href=\"https:\/\/miflow.ltferp.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/miflow.ltferp.com\/<\/a>&nbsp;<\/strong>) to register your account. If you are searching any further information regarding the registration process in this case do visit the official website and clear all your queries.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"LTFSMERC_Login_Process\"><\/span><strong>LTFSMERC Login Process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Searching for a way to login your account on the official website (<strong><a href=\"https:\/\/miflow.ltferp.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">https:\/\/miflow.ltferp.com\/<\/a>)&nbsp;<\/strong>. Then follow the given steps that I have followed to login my account and which will also enhance the experience of the user:-<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"614\" src=\"https:\/\/idwebnews.com\/wp-content\/uploads\/2024\/04\/Login-Process-1024x614.jpg\" alt=\"LTFS MERC Login Process\" class=\"wp-image-323\" srcset=\"https:\/\/idwebnews.com\/wp-content\/uploads\/2024\/04\/Login-Process-1024x614.jpg 1024w, https:\/\/idwebnews.com\/wp-content\/uploads\/2024\/04\/Login-Process-300x180.jpg 300w, https:\/\/idwebnews.com\/wp-content\/uploads\/2024\/04\/Login-Process-768x461.jpg 768w, https:\/\/idwebnews.com\/wp-content\/uploads\/2024\/04\/Login-Process.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Image Source: Canva<\/em><\/figcaption><\/figure><\/div>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1:<\/strong> Firstly, open any browser as per your preference<\/li>\n\n\n\n<li><strong>Step 2:<\/strong> Visit the login page to login your account<\/li>\n\n\n\n<li><strong>Step 3:<\/strong> Fill all the required details given on the portal such as \u201c<strong>Login ID<\/strong>, Password, Domain and Captcha\u201d&nbsp;<\/li>\n\n\n\n<li><strong>Step 4:<\/strong> Once you filled all the details, click on the \u201c<strong>Login<\/strong>\u201d button<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Process_To_Apply_for_loan_using_LTFS_MERC\"><\/span><strong>Process To Apply for loan using LTFS MERC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To apply for a loan using LTFS MERC, you can follow the given steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in and click on \u201c<strong>Loan Application<\/strong>\u201d<\/li>\n\n\n\n<li>Fill in your personal, business and financial details<\/li>\n\n\n\n<li>Upload required documents and submit your application<\/li>\n\n\n\n<li>You will receive a confirmation message and a reference number for your application<\/li>\n\n\n\n<li>You can track your loan status and approval by using this platform.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Guide_to_Disburse_Track_Loan\"><\/span><strong>Guide to Disburse &amp; Track Loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To disburse and track a loan using LTFS &amp; MERC, you must have valid loan approval and bank account details. You can follow these simple steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in toand click on \u201c<strong>Loan Disbursement<\/strong>\u201d<\/li>\n\n\n\n<li>Enter the loan amount and borrower&#8217;s bank account details<\/li>\n\n\n\n<li>Confirm the transaction and prepare the loan contract<\/li>\n\n\n\n<li>You will receive a confirmation message and a reference number for your transaction<\/li>\n\n\n\n<li>You can track your loan disbursement and balance using LTFS MERC.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Positives_of_LTFS_MERC\"><\/span><strong>Positives of LTFS MERC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are incredible benefits of the website that users can avail. Some of the main benefits that that I have came across:-<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Secure Data:<\/strong> The website support for encryption, includes an important layer of security of the data.<\/li>\n\n\n\n<li><strong>Cost Effective:<\/strong> They provide a cost effective solution for the long term data, from their low cost per terabyte compared to the storage option which lets <a href=\"https:\/\/idwebnews.com\/category\/finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">financial<\/a> institutions to store their data.<\/li>\n\n\n\n<li><strong>User-Friendly:<\/strong> The interface of the website is easy to use because of the familiar file system, which reduces the learning curve.<\/li>\n\n\n\n<li><strong>Data Recovery:<\/strong> The users can protect their data by LTFS tapes, from the events that occur offline.&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Languages_Available_On_LTFS_MERC_Platform\"><\/span><strong>Languages Available On <strong>LTFS MERC<\/strong> Platform&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>I have seen that the portal provides numerous languages to their users, through which you can easily communicate and get the access:-<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>English<\/li>\n\n\n\n<li>Hindi<\/li>\n\n\n\n<li>Kannada<\/li>\n\n\n\n<li>Malayalam&nbsp;<\/li>\n\n\n\n<li>Oriya<\/li>\n\n\n\n<li>Tamil&nbsp;<\/li>\n\n\n\n<li>Gujarati<\/li>\n\n\n\n<li>Marathi&nbsp;<\/li>\n\n\n\n<li>Bengali<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>LTFS MERC is a web-based platform which enables the users to access, manage and repay the loans from L&amp;T finance. Miflow is also known as microfinance collection repository, it provides financial services to the customers. I have seen that the platform provide loans for agriculture, education, <a href=\"https:\/\/idwebnews.com\/category\/health\/\" target=\"_blank\" rel=\"noreferrer noopener\">health<\/a>, and many other purposes. Loans are provided for short-term ranging from three months to two years, it is one of the leading non-banking financial organizations in India.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Also, Read: <a href=\"https:\/\/idwebnews.com\/the-world-of-digital-journalism-and-technological-innovation\/\">Explore Digital Journalism and Technological Innovation<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Searching for a financial service providing platform, which provides loans in both short term bases. But if you&#8217;re worried about the security issues, then don\u2019t be anxious because I am going to introduce you to \u201cLTFS MERC\u201d which is an microfinance collection repulsory portal. In this article I am going to talk about the website, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":168,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Introducing LTFS MERC: Your Microfinance Collection Portal - Idwebnews<\/title>\n<meta name=\"description\" content=\"LTFS MERC is an online financial service providing portal also known as microfinance collection repulsory portal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/idwebnews.com\/introducing-ltfs-merc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Introducing LTFS MERC: Your Microfinance Collection Portal - 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